As 2014 wraps up, I thought I’d look back on my original Dirty Dozen 2012 New Years Resolutions, specifically #8 “Save Money.” In 2012 I lived alone and had a corporate job that included a vehicle. The perks were wonderful, but the drive time definitely got to me.
In 2013 I moved home and my expenses were much smaller, health care was the biggest change. Paying for my own insurance definitely isn’t exciting, but its a reality. Saving money didn’t come as easily. When I found the 52 Week Money Challenge through Outside My Head, I knew I had to give it a try!
Instead of making 52 separate transfers from my checking to my savings, I made a monthly transfer. January’s savings were so easy it felt silly. I think I even rounded up, just to give myself a bump. Some month’s I had to juggle a little and make sure to do the transfer after payday. But I made it happen. This year’s savings covered the expense of my road bike!
Going into 2015 I plan on making monthly transfers again, but this time doubling the amount. I’m not sure I’ll be able to swing it at the end of the year, but in the first few months I want the extra challenge/savings.